The majority of government grants are awarded to eligible nonprofit organizations, not to individuals. Government grants nearly always have stiff reporting requirements. Careful record keeping is a must, since an audit is always a possibility.
Individuals looking for government grants and loans should visit GovBenefits.govopens a new window. GovBenefits.gov is the official government benefits website, encompassing more than 400 federal and 600 state programs funded by various agencies. This site allows you to complete a confidential questionnaire and receive a list of programs that may apply to your situation.